Consumer education, practical financial thinking and credit knowledge.
A federal court has permanently barred the operators of a debt relief operation from the industry after a Federal Trade Commission case involving alleged impersonation of banks, credit…
Read Article →Be cautious of organizations that guarantee specific credit score improvements or promise to remove accurate, up-to-date negative information. The FTC offers consumer guidance on fixing credit, including signs…
Read Article →A budget can help you identify funds available for on-time payments and emergency savings. List monthly income, essential expenses, minimum debt payments and flexible spending, then calculate the…
Read Article →Two common debt-repayment methods differ in how they prioritize balances. The snowball approach applies extra funds to the smallest outstanding balance first, while the avalanche approach prioritizes the…
Read Article →If information in a credit report is inaccurate, start by collecting supporting documents and describing the specific error. The CFPB explains that you generally should contact the credit…
Read Article →Credit utilization compares the outstanding balance on a revolving credit account with its available credit limit. A $300 balance on a $1,000 limit is 30% utilization. Our credit…
Read Article →Start by checking your identifying information, account history, balances and payment details. Look for accounts you do not recognize, duplicate entries, incorrect balances, and dates that do not…
Read Article →On October 8, 2026, the Federal Trade Commission announced that it is sending more than $15.8 million to eligible Cleo AI customers. PayPal payments are scheduled to begin…
Read Article →On September 15, 2026, the FTC published guidance for auto dealers on how to advertise vehicle prices clearly. Its FAQs address mandatory fees and discounts that only some…
Read Article →On August 10, 2026, the FTC announced that a federal court had temporarily halted a network of credit repair businesses connected to Credit Glory. The agency’s lawsuit alleges…
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