Description

About this resource

Look beyond the monthly payment when preparing for a vehicle purchase. This kit helps you organize price, financing terms, ownership costs and optional products so you can compare offers using consistent information.

What is inside

• 14-page guide covering affordability, out-the-door price, financing terms, trade-ins and optional add-ons
• Monthly transportation-budget and vehicle-cost worksheets
• Comparison of up to three loan offers, including APR, term, payment and total costs
• Dealer appointment and contract-review checklist
• Separate 3-page fillable PDF with affordability, vehicle-price and financing-comparison worksheets

How to use it

Set your transportation budget before shopping. Use actual written quotes and lender disclosures when comparing offers, and keep vehicle price separate from financing discussions. The kit is a planning aid, not a lender, dealer service or financing application.

Format and availability

Digital ZIP containing the guide PDF and separate fillable worksheets PDF. No physical item is shipped.

Educational, self-directed resources only; not individualized legal or financial advice, a done-for-you service, or a guarantee of credit-score changes, removal of accurate information, financing approval, or savings.